TRINITY CEO

Calculator // cash

How much of your bank balance is really yours?

Take what is in the bank, subtract what is already spoken for in the next 30 days. What is left is what you can actually spend. We call it Mine right now.

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Your numbers today

Example numbers are filled in. Replace them with yours.

Checking and savings, today’s balance.

What you owe on business cards right now.

Suppliers, rent, utilities, insurance.

Crew and office, including payroll taxes.

Trucks, equipment, lines of credit.

Not paid yet. Not sure? Use the tax set-aside calculator.

Materials and labor for work the customer already paid you for.

See this number every morning

Trinity shows Mine right now on the first screen, from your real bank and card data, checked by our team every week.

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Read on the blog

Why your bank balance isn't your profit (and what is really yours to spend)

Your bank balance and your profit answer different questions. Where the gap comes from, and a 5-minute way to see what is actually yours today.

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Revenue, profit, cash: why a good year can leave less money in the bank

Three different numbers most contractors mix up, where the cash from a strong year usually goes, and how to see what is actually yours to spend.

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Tax set-aside

A 2026 planning estimate for sole proprietors and single-member LLCs, and what to pay by January 15.

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